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NOTICE OF TRUSTEE'S SALE in Everett, WA 98201, US

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Location: Everett, WA 98201, US
Category: Events and Notices - Legal and Public Notices
Posted: 12/20/2019

Details

NOTICE OF TRUSTEE'S SALE T.S. # 148329 Grantor: Allison Denning, Single Woman Current beneficiary of the deed of trust: Ditech Financial, LLC Current trustees of the deed of trust: Christopher R. Greene, Attorney, and Jason L. Cotton, Attorney, The Mortgage Law Firm, PLLC Current mortgage servicer of the deed of trust: Ditech Financial, LLC Reference number of the deed of trust: 201801190479 Parcel number(s): 004209-000-027-00 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on the 24th day of January, 2020, at the hour of 10 o'clock AM on the steps in front of the North entrance to the Snohomish County Courthouse, 3000 Rockefeller Avenue, City of Everett, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Spokane, State of Washington, to-wit: LOT 27 OF MEADOW PARK, ACCORDING TO PLAT RECORDED IN VOLUME 31 OF PLATS AT PAGE(S) 19 AND 20, IN SNOHOMISH COUNTY, WASHINGTON. The postal address of which is more commonly known as: 5824 133rd Place NE, Marysville, WA 98271 which is subject to that certain Deed of Trust dated January 18, 2018, recorded January 19, 2018, under Auditor's File No. 201801190479, records of Snohomish County, Washington, from Allison Denning, Single Woman, as Grantor, First American Title, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Academy Mortgage Corporation, as Beneficiary, the beneficial interest in which was assigned, under an Assignment recorded July 25, 2019, as Instrument No. 201907250414 of official records in the Office of the Auditor of Snohomish County, Washington. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: The current Beneficiary, Ditech Financial, LLC, alleges that you are in default for the following reason(s): FAILURE TO PAY THE MONTHLY PAYMENT DUE OF PRINCIPAL AND INTEREST AND SUBSEQUENT INSTALLMENTS DUE THEREAFTER; PLUS LATE CHARGES; TOGETHER WITH ALL SUBSEQUENT SUMS ADVANCED BY BENEFICIARY PURSUANT TO THE TERMS AND CONDITIONS OF SAID DEED OF TRUST. Failure to pay when due the following amounts which are now in arrears: PAYOFF: Principal Balance: $285,462.53 TOTAL PAYOFF GOOD THROUGH OCTOBER 23, 2019 $285,462.53 REINSTATEMENT: $2,063.60 Payment x 1 Month: $2,063.60 $2,152.63 Payment x 7 Months: $15,068.41 TOTAL REINSTATEMENT GOOD THROUGH OCTOBER 23, 2019 $17,132.01 IV. In addition to the amount in arrears specified above, you are or may be obligated to pay the following charges, costs and fees to pay off or reinstate the Deed of Trust: OTHER PAYOFF CHARGES: Including Interest, Trustee Fees, Recording Fees, Mailing Fees, and Attorney's Fees and Costs: $20,010.23 Suspense Balance: $1,372.80- TOTAL PAYOFF FEES AND COSTS GOOD THROUGH OCTOBER 23, 2019 $18,637.43 OTHER REINSTATEMENT CHARGES: Including Trustee Fees, Recording Fees, Mailing Fees, and Attorney's Fees and Costs: $6,843.85 Suspense Balance: $1,372.80- TOTAL REINSTATEMENT FEES AND COSTS GOOD THROUGH OCTOBER 23, 2019 $5,471.05 V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 24th day of January, 2020. The default(s) referred to in paragraph III must be cured by the 13th day of January, 2020, (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 13th day of January, 2020, (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 13th day of January, 2020, (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Current Occupant 5824 133rd Place NE Marysville, WA 98271 All Unknown Persons, Parties, or Occupants 5824 133rd Place NE Marysville, WA 98271 Allison Denning 5824 133rd Place NE Marysville, WA 98271 by both first-class and certified mail on the 21st day of August, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on the 21st day of August, 2019, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. CHRISTOPHER R. GREENE, ATTORNEY THE MORTGAGE LAW FIRM, PLLC 1212 N. Washington Street, #308 Spokane, WA 99201 Phone: (509)-866-5375 COMPLIANCE WITH RCW 61.24.031, RCW 61.24.040 AND RCW 61.24.163, IF APPLICABLE: For owner-occupied residential real property, before the Notice of Trustee's Sale is recorded, transmitted, or served, the beneficiary has complied with RCW 61.24.031, RCW 61.24.040, and, if applicable, RCW 61.24.163. Dated September 24, 2019 Christopher R. Greene, As Duly Appointed Successor Trustee By: Christopher Greene Title: Successor Trustee A-4706069 Published: December 20, 2019; January 10, 2020.EDH884524
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